/* Site Credith — cores da marca (as mesmas do portal) */
:root {
  --azul: #2671AE;
  --azul-escuro: #1d5a8c;
  --marinho: #042956;
  --claro: #5DB3E6;
  --fundo: #ffffff;
  --fundo-2: #f3f7fb;
  --texto: #14243a;
  --texto-2: #4b5d73;
  --borda: #d8e2ee;
  --verde: #1f9d55;
  --erro: #c0392b;
  --raio: 14px;
  --sombra: 0 10px 30px rgba(4, 41, 86, .10);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0; background: var(--fundo); color: var(--texto);
  font-family: "Montserrat", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  font-size: 16px; line-height: 1.6; -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: var(--azul); }
h1, h2, h3 { line-height: 1.2; margin: 0 0 .5em; color: var(--marinho); }
h1 { font-size: clamp(2rem, 5vw, 3.2rem); font-weight: 800; }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.3rem); font-weight: 800; }
h3 { font-size: 1.15rem; font-weight: 700; }
p { margin: 0 0 1em; }
.caixa { max-width: 1120px; margin: 0 auto; padding: 0 20px; }
.secao { padding: 80px 0; }
.secao.cinza { background: var(--fundo-2); }
.olho { display: inline-block; font-size: .78rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--azul); margin-bottom: 10px; }
.sub { color: var(--texto-2); font-size: 1.08rem; max-width: 640px; }
.centro { text-align: center; }
.centro .sub { margin-left: auto; margin-right: auto; }

/* Botões */
.botao {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 14px 26px; border-radius: 999px; border: 2px solid transparent;
  font: inherit; font-weight: 700; font-size: 1rem; text-decoration: none; cursor: pointer;
  transition: transform .15s ease, background .15s ease, box-shadow .15s ease;
}
.botao:hover { transform: translateY(-1px); }
.botao.principal { background: var(--azul); color: #fff; box-shadow: 0 6px 18px rgba(38, 113, 174, .35); }
.botao.principal:hover { background: var(--azul-escuro); }
.botao.claro { background: #fff; color: var(--marinho); }
.botao.contorno { border-color: rgba(255, 255, 255, .7); color: #fff; }
.botao.contorno:hover { background: rgba(255, 255, 255, .1); }
.botao.whats { background: #25D366; color: #06331a; }
.botao[disabled] { opacity: .6; cursor: wait; transform: none; }
.botao svg { width: 20px; height: 20px; flex: none; }

/* Topo */
.topo { position: sticky; top: 0; z-index: 20; background: var(--marinho); box-shadow: 0 2px 12px rgba(0, 0, 0, .15); }
.topo .caixa { display: flex; align-items: center; justify-content: space-between; height: 72px; gap: 16px; }
.topo .marca img { height: 44px; width: auto; }
.menu { display: flex; align-items: center; gap: 26px; }
.menu a { color: #dce9f6; text-decoration: none; font-weight: 600; font-size: .95rem; }
.menu a:hover { color: #fff; }
.menu .botao { padding: 10px 20px; font-size: .92rem; color: #fff; }
.abrir-menu { display: none; background: none; border: 0; color: #fff; padding: 8px; cursor: pointer; }
.abrir-menu svg { width: 28px; height: 28px; }
@media (max-width: 860px) {
  .abrir-menu { display: block; }
  .menu { display: none; position: absolute; top: 72px; left: 0; right: 0; flex-direction: column; align-items: stretch;
    gap: 0; background: var(--marinho); padding: 8px 20px 20px; border-top: 1px solid rgba(255, 255, 255, .1); }
  .menu.aberto { display: flex; }
  .menu a { padding: 12px 0; border-bottom: 1px solid rgba(255, 255, 255, .08); }
  .menu .botao { margin-top: 12px; border-bottom: 0; }
}

/* Abertura */
.abertura {
  background: radial-gradient(circle at 85% 20%, rgba(93, 179, 230, .35), transparent 45%),
              linear-gradient(135deg, var(--marinho) 0%, #0a3d7a 60%, var(--azul) 100%);
  color: #fff; padding: 96px 0 110px; overflow: hidden;
}
.abertura .caixa { display: grid; grid-template-columns: 1.25fr 1fr; gap: 48px; align-items: center; }
.abertura h1 { color: #fff; }
.abertura h1 span { color: var(--claro); }
.abertura .sub { color: #d5e6f6; }
.acoes { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 28px; }
.selos { display: flex; flex-wrap: wrap; gap: 10px 22px; margin-top: 34px; color: #cfe2f4; font-size: .92rem; }
.selos span::before { content: "✓"; color: var(--claro); font-weight: 800; margin-right: 6px; }
.cartao-abertura { background: rgba(255, 255, 255, .08); border: 1px solid rgba(255, 255, 255, .18); border-radius: 20px; padding: 28px; backdrop-filter: blur(6px); }
.cartao-abertura h3 { color: #fff; }
.cartao-abertura p { color: #d5e6f6; font-size: .95rem; }
.numeros { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 18px; }
.numeros div { background: rgba(255, 255, 255, .08); border-radius: 12px; padding: 14px; }
.numeros strong { display: block; font-size: 1.6rem; color: #fff; }
.numeros small { color: #cfe2f4; }
@media (max-width: 860px) {
  .abertura { padding: 64px 0 72px; }
  .abertura .caixa { grid-template-columns: 1fr; }
}

/* Cartões */
.grade { display: grid; gap: 22px; margin-top: 40px; }
.grade.tres { grid-template-columns: repeat(3, 1fr); }
.grade.quatro { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 960px) { .grade.quatro { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 760px) { .grade.tres, .grade.quatro { grid-template-columns: 1fr; } }
.cartao { background: #fff; border: 1px solid var(--borda); border-radius: var(--raio); padding: 28px; box-shadow: var(--sombra); }
.cartao p { color: var(--texto-2); margin: 0; }
.icone { width: 52px; height: 52px; border-radius: 14px; background: #e6f0fa; color: var(--azul); display: grid; place-items: center; margin-bottom: 16px; }
.icone svg { width: 28px; height: 28px; }

/* Sobre */
.sobre { display: grid; grid-template-columns: 1fr 1.3fr; gap: 56px; align-items: center; }
.foto { position: relative; }
.foto img { border-radius: 20px; box-shadow: var(--sombra); aspect-ratio: 4 / 5; object-fit: cover; object-position: top; width: 100%; }
.foto figcaption { position: absolute; left: 18px; bottom: 18px; background: #fff; border-radius: 12px; padding: 10px 16px; box-shadow: var(--sombra); font-size: .9rem; }
.foto figcaption strong { display: block; color: var(--marinho); }
.citacao { border-left: 4px solid var(--azul); padding: 6px 0 6px 18px; color: var(--texto-2); font-style: italic; margin: 22px 0; }
@media (max-width: 860px) { .sobre { grid-template-columns: 1fr; gap: 32px; } .foto { max-width: 380px; } }

/* Bancos */
.bancos { display: flex; flex-wrap: wrap; justify-content: center; gap: 14px; margin-top: 32px; }
.bancos span { background: #fff; border: 1px solid var(--borda); border-radius: 999px; padding: 10px 22px; font-weight: 700; color: var(--marinho); }

/* Faixa de parceiros */
.faixa { background: linear-gradient(120deg, var(--marinho), var(--azul)); color: #fff; border-radius: 24px; padding: 48px; display: grid; grid-template-columns: 1.4fr 1fr; gap: 32px; align-items: center; }
.faixa h2 { color: #fff; }
.faixa p { color: #d5e6f6; }
.faixa ol { margin: 0; padding: 0; list-style: none; counter-reset: passo; }
.faixa li { counter-increment: passo; display: flex; gap: 12px; align-items: flex-start; margin-bottom: 14px; color: #e6f0fa; }
.faixa li::before { content: counter(passo); flex: none; width: 28px; height: 28px; border-radius: 50%; background: #fff; color: var(--marinho); font-weight: 800; display: grid; place-items: center; font-size: .9rem; }
@media (max-width: 860px) { .faixa { grid-template-columns: 1fr; padding: 32px 24px; } }

/* Rodapé */
.rodape { background: var(--marinho); color: #b9cde3; padding: 56px 0 28px; font-size: .92rem; }
.rodape .caixa { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 32px; }
.rodape img { height: 52px; width: auto; margin-bottom: 14px; }
.rodape h4 { color: #fff; margin: 0 0 12px; font-size: 1rem; }
.rodape a { color: #dce9f6; text-decoration: none; display: block; margin-bottom: 8px; }
.rodape a:hover { color: #fff; }
.rodape .final { grid-column: 1 / -1; border-top: 1px solid rgba(255, 255, 255, .12); padding-top: 20px; margin-top: 12px; display: flex; flex-wrap: wrap; justify-content: space-between; gap: 10px; font-size: .85rem; }
@media (max-width: 760px) { .rodape .caixa { grid-template-columns: 1fr; } }

/* Botão flutuante do WhatsApp */
.flutuante { position: fixed; right: 18px; bottom: 18px; z-index: 30; width: 58px; height: 58px; border-radius: 50%; background: #25D366; color: #fff; display: grid; place-items: center; box-shadow: 0 8px 22px rgba(0, 0, 0, .25); }
.flutuante svg { width: 30px; height: 30px; }

/* Página de indicação */
.pagina-topo { background: linear-gradient(135deg, var(--marinho), #0a3d7a 70%, var(--azul)); color: #fff; padding: 56px 0 120px; }
.pagina-topo h1 { color: #fff; }
.pagina-topo .sub { color: #d5e6f6; }
.formulario { background: #fff; border-radius: 20px; box-shadow: var(--sombra); border: 1px solid var(--borda); padding: 36px; margin: -80px auto 64px; max-width: 820px; }
.formulario fieldset { border: 0; padding: 0; margin: 0 0 28px; }
.formulario legend { font-weight: 800; color: var(--marinho); font-size: 1.15rem; margin-bottom: 4px; display: flex; align-items: center; gap: 10px; }
.formulario legend b { width: 30px; height: 30px; border-radius: 50%; background: var(--azul); color: #fff; display: grid; place-items: center; font-size: .9rem; }
.dica { color: var(--texto-2); font-size: .92rem; margin: 0 0 16px; }
.campos { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.campos .inteiro { grid-column: 1 / -1; }
@media (max-width: 640px) { .campos { grid-template-columns: 1fr; } .formulario { padding: 24px 18px; margin-top: -90px; } }
.campo label { display: block; font-weight: 600; font-size: .92rem; margin-bottom: 6px; }
.campo label small { color: var(--texto-2); font-weight: 400; }
.campo input, .campo select, .campo textarea {
  width: 100%; font: inherit; font-size: 1rem; color: var(--texto); background: #fff;
  border: 1.5px solid var(--borda); border-radius: 10px; padding: 12px 14px;
}
.campo textarea { min-height: 96px; resize: vertical; }
.campo input:focus, .campo select:focus, .campo textarea:focus { outline: none; border-color: var(--azul); box-shadow: 0 0 0 3px rgba(38, 113, 174, .18); }
.campo.invalido input, .campo.invalido select { border-color: var(--erro); }
.campo .erro-campo { color: var(--erro); font-size: .85rem; margin-top: 4px; display: none; }
.campo.invalido .erro-campo { display: block; }
.consentimento { display: flex; gap: 12px; align-items: flex-start; background: var(--fundo-2); border-radius: 12px; padding: 16px; font-size: .92rem; color: var(--texto-2); }
.consentimento input { width: 20px; height: 20px; margin-top: 2px; flex: none; accent-color: var(--azul); }
.consentimento.invalido { outline: 2px solid var(--erro); }
.armadilha { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.aviso { border-radius: 12px; padding: 14px 16px; margin-top: 18px; font-weight: 600; display: none; }
.aviso.erro { display: block; background: #fdecea; color: var(--erro); }
.enviar { margin-top: 24px; display: flex; flex-wrap: wrap; gap: 14px; align-items: center; }
.enviar small { color: var(--texto-2); }
.sucesso { text-align: center; padding: 20px 0; }
.sucesso .ok { width: 72px; height: 72px; border-radius: 50%; background: #e3f6ea; color: var(--verde); display: grid; place-items: center; margin: 0 auto 18px; }
.sucesso .ok svg { width: 38px; height: 38px; }

/* Texto corrido (privacidade) */
.texto { max-width: 760px; margin: 0 auto; padding: 56px 20px 80px; }
.texto h2 { font-size: 1.3rem; margin-top: 1.6em; }
.texto li { margin-bottom: .4em; }

/* Simulador público (21/10/2026) */
.sim-cartoes { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 14px; }
.sim-cartao { border: 1.5px solid var(--borda); border-radius: 14px; padding: 18px; background: #fff; }
.sim-cartao.melhor { border-color: var(--azul); box-shadow: 0 6px 18px rgba(38, 113, 174, .18); }
.sim-cartao .banco { font-weight: 800; color: var(--marinho); display: flex; justify-content: space-between; gap: 8px; align-items: center; }
.sim-cartao .logo-banco { height: 30px; width: auto; max-width: 130px; object-fit: contain; }
.sim-cartao .logo-banco[alt="Itaú"] { height: 42px; }
.sim-cartao .selo { white-space: nowrap; }
.sim-cartao .banco { flex-wrap: wrap; }
.sim-folha { margin-top: 32px; border: 1.5px solid var(--borda); border-radius: 18px; padding: 22px; background: #fff; }
.sim-cabeca { display: flex; align-items: center; gap: 16px; padding-bottom: 14px; margin-bottom: 14px; border-bottom: 1px solid var(--borda); }
.sim-cabeca img { height: 48px; width: auto; flex: none; }
.sim-cabeca strong { display: block; color: var(--marinho); font-size: 1.05rem; }
.sim-cabeca span { color: var(--texto-2); font-size: .92rem; }
.sim-rodape { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 6px 16px; margin-top: 14px; padding-top: 12px; border-top: 1px solid var(--borda); color: var(--texto-2); font-size: .85rem; }
@media (max-width: 640px) { .sim-folha { padding: 16px; } .sim-cabeca img { height: 40px; } }
.sim-cartao .selo { font-size: .72rem; background: var(--azul); color: #fff; border-radius: 999px; padding: 2px 10px; font-weight: 700; }
.sim-cartao .parcela { font-size: 1.7rem; font-weight: 800; color: var(--marinho); margin: 6px 0 0; }
.sim-cartao .rot { color: var(--texto-2); font-size: .85rem; }
.sim-cartao .fora { color: var(--erro); font-size: .9rem; font-weight: 600; margin-top: 8px; }

/* Páginas de produto e de cidade (scripts/gerar-paginas.mjs) */
.grade.dois { grid-template-columns: repeat(2, 1fr); margin-top: 0; }
@media (max-width: 760px) { .grade.dois { grid-template-columns: 1fr; } }
.h3 { font-size: 1.25rem; }
.lista-check { list-style: none; padding: 0; margin: 12px 0 0; }
.lista-check li { position: relative; padding-left: 30px; margin-bottom: 12px; color: var(--texto-2); }
.lista-check li::before { content: "✓"; position: absolute; left: 0; top: 2px; width: 20px; height: 20px; border-radius: 50%; background: var(--azul); color: #fff; font-size: .75rem; font-weight: 800; display: grid; place-items: center; }
.lista-check b { color: var(--texto); }
.faq { margin-top: 24px; display: grid; gap: 10px; max-width: 820px; }
.faq details { background: #fff; border: 1px solid var(--borda); border-radius: 12px; padding: 0 20px; }
.faq summary { cursor: pointer; font-weight: 700; color: var(--marinho); padding: 16px 0; list-style: none; display: flex; justify-content: space-between; gap: 12px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; font-size: 1.3rem; line-height: 1; color: var(--azul); }
.faq details[open] summary::after { content: "−"; }
.faq details p { color: var(--texto-2); margin: 0 0 16px; }